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Hamzat warns workers against spending over 40% of income on rent

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Hamzat warns workers against spending over 40% of income on rent
Lagos State Deputy Governor Obafemi Hamzat

Hamzat warns workers against spending over 40% of income on rent

Lagos State Deputy Governor Obafemi Hamzat has advised workers not to spend more than 40 per cent of their income on rent, warning that excessive housing costs could leave households struggling to meet other basic needs.

Hamzat gave the advice during a question-and-answer session with Nigeria Info FM on Thursday, August 20, 2026, while responding to concerns about the rising cost of housing in Lagos and the difficulty faced by young workers on modest incomes.

The deputy governor was asked how a 22-year-old earning N100,000 monthly could afford a self-contained apartment or mini-flat reportedly costing about N1 million annually in rent.

In response, Hamzat said young workers should make housing decisions based on their income rather than social pressure or the expectation that they must immediately move into independent accommodation after securing employment.

He suggested that unmarried young workers who cannot comfortably afford rent could consider living with their parents, relatives or cousins, or share accommodation with others while building their careers and finances.

“Don’t let us misunderstand ourselves as a people. We are cultural people. Do you understand? So, if I start work as a young person and I’m not married, a lot of us live with our parents. A lot of us live with our cousins,” Hamzat said. (Punch Newspapers)

Hamzat said there was no need for young workers to “start from the top” by renting expensive self-contained apartments when their earnings could not comfortably support such accommodation.

He encouraged residents to start with housing they can afford and improve their living arrangements as their income and savings increase.

The deputy governor also stressed the need for workers to balance rent payments with other essential expenses, including food, clothing and transportation.

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“In fact, if you spend more than 40 per cent of your income on rent, it is too high because you must eat, you must buy clothes, you must do transportation,” he said. (TheNiche)

For a worker earning N100,000 monthly, an annual rent of N1 million would amount to more than 80 per cent of annual income, leaving only about N200,000 before other expenses such as food, transport, utilities and clothing are considered.

Hamzat’s comments come as rising rents in Lagos continue to put pressure on workers, particularly young people and households whose earnings have not kept pace with accommodation and other living costs.

Beyond renting, Hamzat advocated mortgage financing as a more sustainable route to home ownership, arguing that Nigerians should not be expected to pay the full cost of a property at once.

“But, you know, the challenge is we cannot continue to buy houses the way we buy rice and yam. Do you understand? So, we must buy properties using a mortgage, and that’s why we have a mortgage board in Lagos,” he said.

He explained that mortgage financing could allow residents to make an initial payment and spread the remaining cost over several years, making home ownership more achievable for people who cannot afford a one-off payment.

Using a N7 million property as an example, Hamzat said a prospective buyer could pay a 10 per cent initial deposit of N700,000 and spread the remaining balance over 10 years.

He said monthly repayments could vary depending on the buyer’s income and repayment capacity, with some residents paying around N25,000 or N35,000 monthly.

“That is the way to go because we know that a lot of people will not be able to afford to pay a one-shot deal,” Hamzat said. (The Sun Nigeria)

Hamzat also highlighted the role of the Lagos State Residents Registration Agency (LASRRA) in the housing process, saying residents’ registration information could help establish their identity, address and place of work when assessing their ability to access housing finance.

He said the system could support a process in which an applicant’s financial capacity and ability to repay a mortgage are assessed before financing is approved.

The deputy governor further urged young workers to develop a savings culture and consider smaller properties as an entry point to home ownership, rather than waiting until they can afford more expensive houses.

According to Hamzat, the housing challenge cannot be addressed through personal financial choices alone. He said broader economic conditions, particularly workers’ incomes and the cost of essential goods and services, also need to improve.

“What is important is we must also build our economy in such a way that people earn better,” he said.

Hamzat said greater economic stability would make it easier for households to plan their finances, manage housing costs and work towards owning property.

He also linked the housing challenge to the wider cost-of-living situation, arguing that reducing the pressure created by the rising cost of goods and services would help residents cope with other financial obligations.

“The cost of buying things is what we need to fix first, and then when we fix that, which is what the Federal Government is doing now, then we’ll be able to talk a lot more about other pillars that stop on top of that,” he said. (The Whistler Newspaper)

Hamzat’s position therefore combines a call for affordable housing choices, greater use of mortgage financing and improved household savings with a broader appeal for stronger incomes and economic stability.

For young workers in Lagos, his central message was that accommodation should reflect what they can realistically afford, rather than consume a disproportionate share of their earnings.

Hamzat warns workers against spending over 40% of income on rent

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UCH CMD: After Decades Without Muslim, Agunbiade Demands Fair Chance

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Mallam Ibrahim Agunbiade

UCH CMD: After Decades Without Muslim, Agunbiade Demands Fair Chance

‘Let Merit, Not Religion, Decide Next Appointment’

IBADAN — A Muslim stakeholder, Mallam Ibrahim Agunbiade, has called for a transparent and merit-driven process in the appointment of the next Chief Medical Director (CMD) of the University College Hospital (UCH), Ibadan, saying a qualified Muslim candidate should be given a fair chance to lead the institution.

Agunbiade, in a statement on Monday, argued that the leadership history of the premier teaching hospital showed that Muslims had not occupied the position of Chief Medical Director for decades.

He said the situation deserved serious consideration as the process for selecting a successor to the incumbent CMD, Prof. Jesse Abiodun Otegbayo, gets underway.

According to him, Otegbayo, who became CMD in 2019, was reappointed for a second term in 2023.

Agunbiade said the succession of UCH chief executives had included Prof. E. O. Akande (1978–1984), Prof. A. O. K. Johnson (1984–1985), Prof. B. O. Osuntokun (1986–1990), Prof. O. O. Ajayi (1990–1998), Prof. M. O. Olatawura (1998–2003), Prof. A. O. Ilesanmi (2003–2011), Prof. T. O. Alonge (2011–2019) and Otegbayo.

He stressed that his intervention was not intended to question the professional records or achievements of the past CMDs.

Rather, he said, the issue was whether a qualified Muslim professional should continue to be excluded from the highest executive position at the institution.

“How long should a qualified section of the institution’s community wait before it sees one of its own given a genuine opportunity to lead?”

Agunbiade said the question was particularly important because UCH was a federal teaching hospital with a national mandate, serving Nigerians irrespective of religion, ethnicity or background.

‘Not Asking For Religious Favour’

The stakeholder rejected the suggestion that his position amounted to a demand for religious preference.

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He said his argument was that merit and representation should work together, rather than treating them as opposing principles.

“The demand, therefore, is not that UCH should appoint a Muslim because he is Muslim,” he said.

“The demand is that if a Muslim candidate is professionally qualified, experienced, competent and suitable, his religion must not become an invisible barrier to his appointment.”

He noted that the advertised position carried stringent requirements, including medical registration, post-qualification experience, specialist fellowship, consultancy experience, integrity and administrative competence.

According to him, once a candidate meets the professional requirements and emerges as the best person through a credible selection process, religion should not disqualify the candidate.

‘Muslim CMD Will Serve All Nigerians’

Agunbiade also dismissed the notion that appointing a Muslim as CMD would change the character of UCH.

He said the successful candidate would remain the head of a federal institution responsible for providing healthcare to Nigerians of all faiths.

“A Muslim CMD will not turn UCH into a Muslim hospital. He will remain the Chief Medical Director of a federal institution serving every Nigerian who walks through its doors,” he said.

He argued that religious identity should not be an obstacle to professional service.

“Just as a Christian CMD can serve Muslim patients without difficulty, a Muslim CMD can serve Christian patients with the same professionalism,” he added.

‘Let Credentials Decide’

Agunbiade urged the authorities to ensure that all qualified candidates are subjected to the same standards during the selection process.

He called for candidates’ academic and professional credentials, experience, integrity, administrative competence and vision to be carefully assessed.

“Let every qualified candidate compete. Let credentials be examined. Let professional experience be assessed. Let integrity and vision determine the outcome,” he said.

He also referred to wider concerns about religious representation in the leadership of institutions linked to UCH and the University of Ibadan, saying the issue had generated concerns among Muslim stakeholders.

He, however, warned against turning the matter into a religious confrontation.

“This is not a call for religious confrontation. It is not an attack on Christians. It is not a rejection of merit. It is a call for inclusion within merit,” he said.

Agunbiade maintained that if a Muslim candidate emerged as the strongest candidate through a transparent and credible process, his faith should not count against him.

He said giving a qualified Muslim a genuine opportunity after decades without a Muslim CMD would send a powerful message about inclusion and equal opportunity in Nigeria’s public institutions.

According to him, UCH belongs to all Nigerians, and its leadership selection should reflect that principle.

UCH CMD: After Decades Without Muslim, Agunbiade Demands Fair Chance

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Troops Take Down Zamfara Bandit Kingpins Baban Love, Mai Zamani, Three Others

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Troops Take Down Zamfara Bandit Kingpins Baban Love, Mai Zamani, Three Others

Troops Take Down Zamfara Bandit Kingpins Baban Love, Mai Zamani, Three Others

Troops of Operation FANSAN YANMA have killed at least five suspected bandits, including two notorious figures identified as Baban Love and Mai Zamani, during a gun battle in Tsafe Local Government Area of Zamfara State.

The operation reportedly took place in the western axis of Tsafe LGA, where armed groups have maintained a presence and carried out attacks on communities and travellers.

Security sources said Baban Love, who was reportedly operating around Gunja, mobilised members of his gang before they encountered the troops, leading to a fierce exchange of gunfire.

The troops eventually overpowered the armed group, killing at least five suspected bandits, according to reports on the operation.

Mai Zamani was also identified among those killed. He was reportedly the younger brother of Idi Mai Randa, another suspected bandit kingpin who was killed about five months ago.

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Residents of Kwarin Ganuwa were said to have celebrated the reported deaths of the two bandit leaders, while vehicles belonging to the group were reportedly recovered after the encounter.

Security sources said efforts were ongoing to identify the other suspected bandits killed during the operation and assess the weapons and other items recovered from the scene.

The latest operation is part of intensified military operations in Zamfara State aimed at disrupting the activities of armed groups and restricting their movement across the state’s forests and communities.

Zamfara has continued to experience attacks and abductions despite sustained military operations. Governor Dauda Lawal said on Monday that the state government was working to improve security response time, particularly in areas such as Tsafe, where notorious bandit leader Ado Alero and his gang have been active.

The governor said poor road access in some areas had affected the ability of security personnel to respond quickly to attacks, while the government was also deploying technology, including drones, to improve surveillance.

The military has yet to publicly release a detailed official statement on the reported killing of Baban Love, Mai Zamani and the other suspected bandits.

Troops Take Down Zamfara Bandit Kingpins Baban Love, Mai Zamani, Three Others

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FG Gives N250m To Families Of 37 Miners Who Died In NSCDC Custody

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FG Donates N250m To Families Of 37 Miners Who Died In NSCDC Custody
Vice President Kashim Shettima, Niger State Governor Umaru Bago and Families Of Dead 37 Miners

FG Donates N250m To Families Of 37 Miners Who Died In NSCDC Custody

The Federal Government has donated N250 million to the families of 37 suspected illegal miners who died while in the custody of the Nigeria Security and Civil Defence Corps (NSCDC) in Niger State.

Vice President Kashim Shettima announced the financial support on Monday during a condolence visit to Minna, where he conveyed President Bola Ahmed Tinubu’s sympathies to the bereaved families, the Niger State Government and the people of the state.

The 37 men died after they were arrested during an NSCDC operation against suspected illegal mining in Minna earlier in September. The circumstances surrounding their deaths remain under investigation.

Shettima said the Federal Government was determined to establish what happened and ensure that anyone found culpable was held accountable in accordance with the law.

He said the deaths of citizens while in government custody raised serious questions that could not be ignored, stressing that every person deprived of liberty remained entitled to the protection of the state.

“The death of 37 young men in the custody of the Nigeria Security and Civil Defence Corps calls for initial questions,” Shettima said, adding that grief alone could not answer the questions being asked by the victims’ families.

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The Vice President assured the families that the Federal Government would get to the root of the tragedy and provide answers on the circumstances that led to the deaths.

He also urged Nigerians not to politicise the incident or use it to demonise Niger State Governor Umaru Bago, noting that the NSCDC is a Federal Government agency.

The Federal Government had earlier constituted a 10-member independent investigative committee to establish the identities of the deceased, investigate their arrest and detention, determine the cause and manner of death through medical and forensic examinations, and establish whether negligence, misconduct or other breaches of duty occurred.

Several NSCDC officers, including the Niger State Commandant, were also suspended pending the outcome of the investigation.

The committee, inaugurated by the Minister of Interior, Olubunmi Tunji-Ojo, was given two weeks to complete its assignment and recommend appropriate action, including compensation where applicable.

Meanwhile, the Niger State Government has reportedly put the overall death toll connected to the incident at 38, with one additional person said to have been killed by gunfire during the unrest that followed the deaths. The 37 victims covered by the Federal Government’s N250 million support were those who died in NSCDC custody.

Governor Bago thanked the Federal Government for the intervention and said the state government would continue to cooperate with the investigative committee.

He also announced additional financial support for the affected families, while calling for stronger regulation of the mining sector and the creation of safer and lawful economic opportunities for young people.

The cause of the 37 miners’ deaths has not been conclusively established. The ongoing investigation is expected to determine what happened to the detainees and whether any individuals or institutions should be held responsible.

The Federal Government said the families deserve both justice and answers over the deaths.

FG Gives N250m To Families Of 37 Miners Who Died In NSCDC Custody

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