Business
Stolen N1.5bn pension funds found in Maina’s Account, says witness
The trial in absentia of Abdulrasheed Maina, former Chairman, Pension Reform Task Force Team, continued on Wednesday, with a startling revelation by a witness that N1.5bn of the pension funds was found in the account of the ex-PRTFT boss.
The witness also told Justice Okong Abang of the Federal High Court, Abuja during the trial how N14 billion pension money was pilfered under Maina.
The Economic and Financial Crimes Commission, EFCC is prosecuting Maina, alongside his firm, Common Input Property and Investment Ltd.
Both are facing a 12-count charge of operating fictitious bank accounts, corruption, and money laundering to the tune of N2 billion.
At the trial, counsel to Common Input Property and Investment Ltd (the second defendant), Adeola Adedipe told the court of his intention to disengage as the company’s counsel.
Though Prosecution counsel, M.S. Abubakar, acknowledged the receipt of the defence counsel’s disengagement application, dated November 25, 2020, and made no objection to it, Justice Abang, ruled that Adedipe should remain counsel to the second defendant by the court records.
The testimonies against Maina continued with that of the ninth prosecution witness, (PW9), Rouqayyah Ibrahim, a principal investigation officer with the EFCC in Anti Money Laundering and Combating Terrorism Financing (AML CFT) unit of the Commission and member, Pension Fraud Team.
He stated that he knew Maina and Input Property Investment Ltd, following the invitation of the EFCC in 2010, to join in the pension verification exercise.
According to him, a payment mandate, bearing the names of several individuals, totalling N94 million was discovered during the course of the verification.
He said some of the pensioners’ names on the list were fake, for which a report was made to the EFCC by the team, leading eventually to the creation of the Pension Fraud Team.
The Pension Fraud Team, he said, wrote to about 30 banks, requesting the bank accounts of Mr. Steven Oransanye as the Head of Service.
It turned out that Oransanye at that time, operated 66 illegal bank accounts, unknown to the Accountant General.
“Our investigation revealed that there were five modus operandi that the suspect whom we were investigating at that time was using to steal money from the pension account.
“In total, we were able to deduce that N14 billion was stolen from the pension account.
“The five modus operandi were payment to fake pensioners, non-existing contracts, illegal payment to National Union of Pension NUP and illegal payment to another association called Association of Retired Federal Civil Servants.
“We discovered that the suspect will often pay companies for non-existing biometric contract and once the payment is made, they withdraw cash and hand it over and likewise payment to the two associations of NUP and Association of Retired Federal Civil Servants.
“They will withdraw the money cash and hand it over to the person who asked them to supply the account.
“Once we concluded the investigation of those who were indicted, they were charged to court, and some have been convicted,” the witness said.
He said Abdulrasheed Maina was part of those indicted and charged before Justice I. Ekwo of the Federal High Court, Abuja, but that he ran away for six years. And was arrested and charged before the present court.
The PW9 revealed that Maina as chairman, PRTT was deeply involved in stealing pension funds. One of the things discovered was the payment of N133 million for a non-existing contract to Xanjhi Technology, a company he appointed to computerize the pension payroll.
The money was withdrawn in cash, converted to dollars and handed over to Khalid Biu (PW5), a staff of Fidelity Bank and handed over to Maina’s secretary, Ann Igwe Oluchi, who is now standing trial at FCT High Court Gwagwalada.
Xanjhi Technology and its owner, Ahmed Mazangari are also standing trial for inserting about 15 fake persons into the pension payroll which they were engaged to computerize.
Said the witness, “We also discovered that Frederick Hamilton Ltd, owned by Osa Afe, presently standing trial with Steven Oransanye who received payment for a non-existing biometric contract handed over about N250 million to Maina.
“Our investigation further revealed the existence of six accounts with Fidelity Bank. Out of the six, five were linked to Abdurrasheed Maina.
“We discovered that there was nowhere in the accounts opening packages of these accounts where the name, birthday or signatures of Abdurrasheed Maina appeared.
“These account are: Nafisatu Aliyu Yeldu (PW4) Drew Construction, also an account Kangolo Dynamic Cleaning Services Ltd, Cluster Logistics Ltd, Fatima Aliyu. He also had a personal account in his own name with Fidelity Bank, and also in the name of Dr. Abdullahi Faizal.
“For example Nafisatu Aliyu Yeldu’s account bears the name of Abdurrasheed Maina’s sister. It also bears her passport photograph.
“On the face of it, it appears the account belonged to her, but when we invited her for investigation, we discovered she didn’t know anything about the account, even though it contains her name and children but it was not her signature.
“She informed us that she remembers at one point that Toyin Meseke (PW2), who is a Fidelity Bank staff requested for her PHCN (power utility) bill but she wasn’t sure what he wanted it for and that was one of the documents that was used in opening the account.
“She also informed us that when she started receiving alerts, she contacted Toyin Meseke and he promised to deal with the issue.”
“The turnover in Yeldu’s account, the witness said, was over N300m.
“The analysis of the identity used in the opening of Abdullahi Faizal’s account, (one of the many variants of the name Maina used for his son and himself) showed that it was forged, even as Meseke, the account officer, confirmed that Maina had complete control over the account, though his name, signature and photograph did not appear anywhere in the account opening packages. The account had a turnover of about N1.5 billion within nine months from mostly cash deposits from unknown sources.
“We called for the statement of Drew Construction and of his Fidelity Bank, and discovered the same modus by Maina, concealing and stealing the identity of his family members, registering companies in their names, opening corporate bank account without their knowledge.
“In the case of Drew Construction, it was the name of his other sister, Fatima Abdullahi Aliyu. When she was confronted, it showed that she had no knowledge of the account, even though it bore her name and other similar information that belonged to her. The turnover was about N55 million all from cash deposits within a few months.
“We also discovered from Common Input, a company registered by Maina and his wife, using the details of his sister (PW2), taking advantage of his sister-in-law, Mairo Bashir (PW1), who deliberately allowed Maina to conceal his identity without doing the ‘Know Your Customer’ and allowing him to operate the accounts as Fatima Abdullahi. When Fatima was invited, we confronted her that her BVN was linked to Common Input and Kongolo Dynamic Cleaning Services Ltd and she confirmed that she did not know about the existence of the company and that Maina requested her to give her BVN so that she will be removed as a signatory from the company and she wasn’t aware of being a signatory of any company but innocently gave them the BVN, believing that will make her stop being a signatory of the said company.
Justice Abang adjourned the trial till December 3, 2020.
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Auto
Toyota Urban Cruiser: The Compact SUV Set to Make a Big Statement in Nigeria
Toyota Urban Cruiser: The Compact SUV Set to Make a Big Statement in Nigeria
As Nigerian motorists increasingly seek vehicles that combine fuel economy, comfort, safety and the versatility of an SUV, Toyota is positioning the Urban Cruiser as a compelling option in the country’s growing compact sport utility vehicle market.
Designed to deliver the practicality of an SUV without the bulk of larger models, the Toyota Urban Cruiser brings together a 1.5-litre petrol engine, modern connectivity features and safety technologies aimed at making everyday motoring more convenient and reassuring.
Listed on the official website of Toyota (Nigeria) Limited (TNL), the Urban Cruiser represents the Japanese automaker’s offering in the mini-subcompact SUV category, a segment that appeals to motorists looking for a vehicle suitable for urban commuting as well as occasional long-distance journeys.
The model’s appeal lies in its combination of compact proportions, functional design and everyday usability, qualities that could make it attractive to Nigerian professionals, young families and individuals seeking an upgrade from conventional passenger cars.
Engine and performance
At the heart of the Urban Cruiser is an economical 1.5-litre, four-cylinder petrol engine, which Toyota Nigeria identifies as one of the vehicle’s major selling points.
The engine configuration is designed to provide a balance between everyday performance and fuel efficiency, making it relevant to motorists who must contend with rising vehicle ownership and operating costs.
Toyota Nigeria lists both automatic and manual transmission options for the model, giving prospective buyers the opportunity to select a configuration that suits their driving preferences.
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The availability of an automatic option is particularly relevant to motorists navigating congested urban roads, where frequent stopping and starting can make driving demanding.
Beyond its engine and transmission, the Urban Cruiser is presented as a compact SUV designed to offer the elevated driving experience and versatility associated with the sport utility vehicle category.
Exterior design and interior appeal
The Urban Cruiser adopts the familiar SUV styling language, combining a commanding road presence with a compact body structure that makes it suitable for everyday use.

Its design is intended to balance functionality and contemporary styling, offering motorists the visual appeal of an SUV without the dimensions of larger, more expensive models.
Inside, Toyota highlights technology and connectivity as important elements of the vehicle’s appeal.
The manufacturer says the Urban Cruiser allows drivers to connect their mobile devices and access multimedia functions, including audio, hands-free telephone operation, reverse-camera functions and smartphone integration.
Voice-command functionality also enables drivers to interact with selected features while maintaining attention on the road.
These features reflect the increasing importance of in-car technology to modern motorists, particularly younger buyers who expect their vehicles to provide seamless connectivity and convenience.
Safety takes centre stage
Safety is another important feature highlighted by Toyota Nigeria in its presentation of the Urban Cruiser.
The vehicle incorporates Toyota’s Total Effective Control Technology (TECT) body structure, developed to help absorb and disperse impact energy in the event of a collision.
This structural approach is designed to enhance occupant protection by managing the forces generated during an accident.
The model also features an Anti-lock Braking System (ABS), which helps drivers maintain steering control during braking, particularly on slippery road surfaces.
These safety provisions underline the manufacturer’s emphasis on combining driving convenience with occupant protection.
For Nigerian motorists, who frequently encounter varying road conditions, unpredictable traffic situations and changing weather, safety technologies remain important considerations when choosing a vehicle.
A proposition for Nigeria’s changing automotive market
The Urban Cruiser’s positioning comes at a time when affordability, fuel consumption and maintenance considerations are increasingly influencing vehicle purchasing decisions in Nigeria.
With the cost of acquiring and operating vehicles remaining a major concern for many households and businesses, compact SUVs offer an alternative to larger sport utility vehicles for buyers seeking a combination of practicality, comfort and manageable proportions.
The Urban Cruiser’s 1.5-litre engine could therefore be an important consideration for motorists seeking a relatively modest engine capacity without sacrificing the SUV experience.
Its compact configuration also makes it relevant to city driving, where manoeuvrability and ease of handling are important advantages.
However, its appeal will ultimately depend on factors such as acquisition cost, availability, financing arrangements, fuel consumption under Nigerian driving conditions and the cost of routine maintenance.
Toyota’s dealer and after-sales advantage
Beyond the vehicle itself, Toyota’s established presence in Nigeria offers an important consideration for prospective buyers.
Toyota (Nigeria) Limited, trusted distributor of Toyota Motor Corporation in the country, operates through seven accredited dealers.
The company identifies Elizade Nigeria Limited, R.T. Briscoe (Nig.) Plc, Omoregie Motors, Germaine Auto Centre, Kojo Motors, Mandilas Motors and Metropolitan Motors Limited as members of its accredited dealership network.
Its after-sales infrastructure comprises a service centre in Lagos, a parts depot, vehicle diagnostics, mobile workshop services, body and paint facilities and genuine spare parts distribution, among others.
The availability of these facilities is particularly important in a market where access to genuine components, qualified technicians and dependable maintenance services can influence long-term ownership experience.
For buyers considering the Urban Cruiser, the strength of the distributor’s after-sales network could therefore form part of the vehicle’s overall value proposition.
A compact SUV with practical appeal
The Toyota Urban Cruiser brings together several attributes that are increasingly relevant to Nigeria’s changing automotive market: a 1.5-litre petrol engine, transmission choices, modern connectivity, safety provisions and the versatility of a compact SUV.
While its eventual market performance will depend considerably on pricing, availability and customer experience, the model gives Toyota another option for motorists seeking a vehicle that combines everyday practicality with contemporary SUV styling.
As competition intensifies in Nigeria’s compact SUV segment, the Urban Cruiser will be judged not only by its design and equipment but also by how convincingly it delivers on the fundamentals of fuel economy, reliability, comfort and ownership value.
For Toyota, the challenge and opportunity lie in translating the Urban Cruiser’s product attributes into a compelling proposition for Nigerian motorists.

Toyota Urban Cruiser: The Compact SUV Set to Make a Big Statement in Nigeria
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Auto
After-Sales Support Will Define Future of Nigeria’s Auto Industry – Carloha Marketing Chief
After-Sales Support Will Define Future of Nigeria’s Auto Industry – Carloha Marketing Chief
As competition intensifies in Nigeria’s auto industry, after-sales support is becoming a key driver of customer loyalty and brand trust. In this interview, Felix Mahan, General Manager, Marketing at Carloha Nigeria, examines why reliable after-sales service is critical to business growth, customer retention and the future of the automotive industry:

Felix Mahan, General Manager, Marketing at Carloha Nigeria
Why should automotive companies regard after-sales service as a strategic business function?
After-sales service is central to customer retention, brand reputation and long-term business growth. In the automotive industry, the relationship between a company and its customer does not end with the purchase of a vehicle. Rather, it continues throughout the ownership journey.
A strong after-sales operation reinforces customer confidence, encourages repeat patronage and generates valuable referrals. It also strengthens brand loyalty and differentiates a business in a competitive market. For these reasons, after-sales should be regarded as a strategic investment in sustainable growth, not simply an operational expense.
How does the quality of service delivery influence customer trust and confidence in an automotive brand?
Trust is built when businesses consistently deliver on their promises. Customers expect transparency, timely communication and dependable solutions whenever they require assistance.
While advertising and marketing may attract buyers, their actual ownership experience ultimately determines whether they develop confidence in a brand. A company must therefore ensure that the quality of its service delivery matches the promises made at the point of sale. Ultimately, after-sales performance is what validates a brand’s claims and strengthens its relationship with customers.
What key performance indicators should automotive companies monitor to assess the effectiveness of their after-sales operations?
Automotive companies should pay close attention to service turnaround time, first-time repair success rates, spare-parts availability, complaint-resolution time, customer satisfaction and retention rates.
These indicators provide valuable insights into operational efficiency and the overall customer experience. However, measuring performance alone is not enough. Companies must use the findings to identify service gaps, address recurring problems and implement continuous improvements that deliver tangible benefits to customers.
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Can a strong after-sales service proposition influence a customer’s decision to purchase a vehicle in the first place?
Absolutely. Beyond a vehicle’s features, specifications and price, prospective buyers want assurance that they will receive dependable support after making their purchase.

Felix Mahan, General Manager, Marketing at Carloha Nigeria
A credible after-sales proposition reduces the uncertainties associated with vehicle ownership and gives customers greater confidence in their investment. This is particularly important in Nigeria, where maintenance costs, spare-parts availability and access to qualified technicians remain significant considerations for vehicle owners.
Consequently, the quality of after-sales support can be just as influential as the vehicle itself in determining a customer’s purchasing decision.
What lessons can the Nigerian automotive industry learn from ownership programmes that combine multiple after-sales benefits?
Integrated ownership programmes simplify the customer experience by bringing essential benefits together under clearly defined commitments.
At Carloha, our CarlohaCare 6-6-7 programme is an example. It combines a six-year warranty, six years of free servicing and a seven-day repair promise, subject to applicable terms and conditions.
The broader lesson for the industry is that businesses must move beyond general assurances of quality service and introduce measurable commitments that customers can understand, appreciate and hold them accountable for. Such initiatives help build confidence by giving buyers greater clarity about the support available throughout their ownership experience.
How should automotive distributors respond when competitors introduce initiatives that raise customer expectations and service standards?
They should regard it as an opportunity to improve rather than a threat. Healthy competition should encourage higher service standards, stronger customer protection and greater accountability across the industry.
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At Carloha, we believe customers ultimately benefit when businesses continually challenge themselves to deliver better ownership experiences. The objective should not simply be to imitate what competitors are doing but to raise the standard of service delivery and create greater value for customers.
What role should corporate leadership play in driving improvements in after-sales service?
Leadership plays a critical role because it determines the priority an organisation gives to after-sales and provides the resources required to achieve service excellence. This includes investing in technical training, modern diagnostic equipment, adequate spare-parts infrastructure and efficient service processes. Management must also establish clear accountability structures and regularly assess performance against customer expectations.
After-sales excellence cannot be left entirely to frontline personnel. It must be driven from the highest levels of management and embedded in the organisation’s culture, policies and everyday operations.
What would a truly customer-centred Nigerian automotive market look like?
A customer-centred automotive market is one in which buyers make informed decisions based not only on vehicle prices and specifications but also on the quality and reliability of after-sales support.
Such a market should have transparent warranty policies, dependable spare-parts supply, competent technicians, accessible service centres and clearly defined complaint-resolution procedures.
Most importantly, automotive businesses should be evaluated not just by what they promise before a sale but by what they actually deliver throughout the customer’s ownership journey. That is how the industry can build lasting relationships and earn public confidence.
What specific measures should automotive company boards and executive management teams adopt to ensure that after-sale service receives the attention it deserves?
Boards and executive management teams should make after-sales performance a core business priority, supported by measurable targets, dedicated budgets and direct management accountability.
Customer experience should receive the same level of attention as sales growth and financial performance during management reviews. Companies must recognise that the success of an automotive business cannot be measured solely by the number of vehicles it sells.
Ultimately, the real measure of success is how reliably, confidently and satisfactorily those vehicles serve their owners over time. When businesses understand this, after-sales becomes more than a support function; it becomes a fundamental driver of customer loyalty, brand credibility and sustainable growth.
After-Sales Support Will Define Future of Nigeria’s Auto Industry – Carloha Marketing Chief
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Auto
Seven Drivers Emerge for Todays Naija Driver Challenge Grand Finale in Lagos
Seven Drivers Emerge for Today’s Naija Driver Challenge Grand Finale in Lagos
The maiden Nigerian Drivers Challenge will reach its climax on Tuesday, November 10, with seven finalists set to compete for honours at the National Stadium, Surulere, Lagos, in a contest aimed at promoting responsible driving, professionalism and improved road safety in Nigeria.
The grand finale, scheduled to begin at 9am, follows a nationwide response that saw 160 drivers register for the hybrid competition from 23 states of the federation.
The seven finalists emerged after preliminary assessments, including a proctored online Computer-Based Test (CBT), with participants required to attain a minimum pass mark of 60 per cent.
The final stage will feature practical driving assessments designed by the Lagos State Drivers’ Institute (LASDRI) to evaluate participants’ driving skills, vehicle control, road-use awareness and compliance with safety principles.
The eventual winner will be determined through a combination of CBT performance and practical assessment scores.
Organised to raise driving standards and promote safer roads, the Nigerian Drivers Challenge seeks to draw attention to the critical role of competent, disciplined and professionally trained motorists in reducing preventable road crashes.
The event is expected to attract representatives of government agencies, road safety institutions, automotive industry stakeholders, sponsors, the media and members of the public.
Speaking on the vision behind the initiative, Project Director, Adrian Egonu, said the encouraging response to the maiden edition demonstrated the need for platforms that promote responsible motoring.
“The Nigerian Drivers Challenge was conceived out of a conviction that safer roads begin with responsible, competent and professional drivers,” Egonu said.
He added that the initiative was more than a driving competition, describing it as a platform for raising road safety consciousness, improving driving standards and celebrating excellence behind the wheel.
The Project’s Head of Administration, Modupeola A. Elegba, also expressed satisfaction with the feedback from participants, particularly those who completed the training and CBT stages.
She said the positive responses, including participants’ appreciation of the knowledge gained on safe road use and the competition’s seamless online platform, had encouraged the organisers to expand the initiative in subsequent editions.
The organisers acknowledged the support of institutional partners, including LASDRI, the Federal Road Safety Corps and the Automobile and Touring Club of Nigeria.
Sponsors include Skinetics Aesthetics Skin Care Clinic and Med Spa, BUA Cement, Sovereign Trust Insurance Plc and AXA Mansard Health Ltd, while supporting organisations include the Lagos State Signage and Advertisement Agency, Lagos State Safety Commission, Lagos State Traffic Management Authority and Work and Play.
The public, stakeholders and members of the media have been invited to attend the grand finale.
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